Roommate Wont Pay Their Share - Heres What to Do

It's the worst roommate scenario: someone isn't paying their share, and tension is building. Here's your action plan.

Step 1: Confirm the facts. Check your shared expense log. How much is owed? For how long?

Step 2: Have a direct conversation. No accusations — just facts. 'The electric bill is $120 and your share is $60. It's two weeks overdue.'

Step 3: Understand the reason. Are they broke? Forgetful? Avoiding? The solution depends on the cause.

Step 4: Set a clear deadline. 'Can you pay by Friday?' Put it in writing.

Step 5: If it continues, escalate. Refer to the roommate agreement. Discuss consequences.

Step 6: Know your legal options. If they're on the lease, they're legally responsible. You may need to involve the landlord.

Prevention: Use HomeCo to automate bill splitting and send automatic payment reminders so nobody forgets.

Ready to make roommate life easier? Download HomeCo — the app that helps housemates split bills, manage chores, and live together smoothly.