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What to Do If Your Roommate Won't Pay Rent

Steps to take when a roommate falls behind on rent, from negotiation to legal options.

When a roommate stops paying rent, it creates stress for everyone — especially if you're all on the same lease and jointly responsible.

First step: talk to them directly. There might be a temporary issue you can work through together. Offer to help them set up a payment plan.

If talking doesn't work, document everything. Keep texts, emails, and notes from conversations. You'll need this if things escalate.

Check your lease. If you're jointly liable, the landlord can pursue any or all of you for the full amount. Know your legal exposure.

As a last resort, you may need to involve the landlord or seek legal advice. Small claims court is an option for recovering owed money.

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